SoFi: Banking, Loans, Invest, Credit Card, & Mortgages
Personal Loan Terms. Fixed rates from 8.99% APR to 29.49% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of 11/8/24 and are subject to change without notice. The average of SoFi Personal Loans funded in 2022 was around $30K.
Online Banking - Enroll and Manage Your Accounts Online - SoFi
To enroll in online banking, follow this simple three-step process: Create your log-in on SoFi’s online banking site or app, fill out the application, and once you’re approved, enjoy award-winning online banking features for storing, spending, and saving your money.
Personal Loans - Apply Online, Same Day Funding | SoFi
Fixed rates from 8.99% APR to 29.49% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of 11/9/24 and are subject to change without notice. The average of SoFi Personal Loans funded in …
- Reviews: 8.9K
“Best Online Bank of 2024” Award Winner | SoFi Banking
Get the best of both worlds with an online checking account and an online savings account that work better together. Simply download the SoFi app, become a member, and sign up today. Awarded Best Online Bank of 2024, SoFi Bank offers accounts with high APYs and no account, overdraft, or monthly fees. Open a bank account online today.
- Reviews: 7.6K
How SoFi Works
Rule 606 Order Routing. Statement of Financial Condition. SoFi is an FDIC insured, nationally chartered bank that offers SoFi Checking and Savings. SoFi became a bank in order to bring you the best features, including a simple, market-leading interest rate of 4.20% APY across both SoFi Checking and Savings accounts (requires an active direct deposit).
Open a High Yield Online Savings Account - No Minimums - SoFi
You got it. 1. If you’re looking for a high-yield savings account (HYSA) 2, you've come to the right place—and then some. Get up to a 4.20% APY 1 and no account fees 3 with our online savings account. Open an account. 2 When you open a SoFi Savings Account, SoFi Bank will also automatically open a SoFi Checking Account in your name.
SoFi Invest: Online Investing, Stock Trading, IRA Accounts
Nope—with SoFi you can get started investing with as little as $5. Start investing online with SoFi. Enjoy commission-free trades and access to stock trading, options, auto investing, IRAs, and more. Start with just $5.
App Download - SoFi
With SoFi, you can get closer to accomplishing your goals—whether it's refinancing your student loans, paying off your credit cards, or growing your wealth.
Financial Products - SoFi
We’re all about the benefits. As a SoFi member, you get access to exclusive benefits designed to help set you up for success with your money, community, and career. Learn more about SoFi membership →. Explore all of the ways SoFi can help you save, spend, earn, borrow, invest, and protect your money—all in one app.
Open a Checking Account Online - No Deposit, Apply in Minutes
Earn 7x the national checking rate. 1. Apply for a high-yield checking account‡ that offers 0.50% APY 2 on your checking balances. No account fees ^ or balance minimums: a match made in banking heaven. Open an account. ‡ When you open a SoFi Checking Account, SoFi Bank will also automatically open a SoFi Savings Account in your name.