My Money Chronicles
Beyond the 9-5: 16 Lucrative Side Hustles You Can Start Today. I’ll send you a free ebook that features 16 lucrative side hustles that you can start today! Get the ebook by subscribing below. Get it now! At My Money Chronicles, we discuss side hustles, personal finance, and eliminating debt. You can still have a life while in debt.
How to Manage Money - My Money Chronicles
Budgeting and Cash Flow Management. Budgeting is all about knowing where your money goes. The 50/30/20 rule is simple: 50% of your income goes to necessities, 30% to wants, and 20% to savings or debt repayment. It’s a great starting point for those new to budgeting. Zero-based budgeting is another approach.
Money Management 101: Building a Strong Financial Future
Managing finances is a crucial life skill that can pave the way for a secure future. Navigating the ins and outs of money management brings peace of mind and sets the stage for long-term financial health. It’s important to start developing good financial habits early—they’re the foundation for building and managing wealth as you go ...
How to Budget Money - My Money Chronicles
Nov 4, 2024 · Use the 50/30/20 Rule. Start by putting 50% of your income toward your basic needs. This includes things like rent, groceries, and utilities—essential expenses you can’t skip. Then, set aside 30% for things you want. This could be going out to eat, entertainment, or any hobbies you enjoy.
The 11 Best Budgeting Tips - My Money Chronicles
Consider Simplifi, Goodbudget, or EveryDollar. These are all great choices that can make budgeting easier. Once you get organized, it will be easier to stay on top of your finances and stick to your budget. 4. Stick to the Plan. Image Credit: DepositPhotos. After creating a budget, do your best to stick to the plan.
10 Free Credit Report Websites - My Money Chronicles
Today, I will share the top free credit report websites to help you monitor your credit and make informed decisions. We’ll be looking at Experian, Transunion, and Equifax, three of the most trusted names in the industry, followed by other noteworthy sites like Wallethub, Credit Sesame, Credit Karma, AnnualCreditReport.com, Mint, Nerdwallet ...
About - My Money Chronicles
I created My Money Chronicles to document my debt journey and to help people find ways to make extra money. I wanted to show people that they can still have a life while they are in debt. I also wanted them to know that debt doesn’t have to last forever. Since I started this site, it has grown into so much more.
Ten Smart Money Moves for Financial Success
It lessens the stress and financial load of debt, allowing you to concentrate on more significant life goals. Paying off debt releases money for savings or investments by reducing interest payments. Paying off debt raises your credit score, making getting future loans or low-interest rates simpler. 4. …
The Best Investing Books - My Money Chronicles
The Intelligent Investor. There are a few books that are as impactful as The Intelligent Investor. In a sense, this book is like high school for stockpickers. The author, Ben Graham, laid out his value investing thesis for a broader audience. The book is written in a fluent and perceptible manner that is accessible to readers from all walks of ...
How to Double Your Money - My Money Chronicles
How to Double Your Money Swing Trading. Swing trading is a short-term trading strategy wherein you hold a stock for a few days to a few weeks and then sell it to make a profit.